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LAURUS LIFE | Finance
Buying a home is a big step that requires a lot of planning, preparation and traditionally it has also required a large lump sum of money to put down as a deposit for a mortgage. It’s not always easy or even possible to save up that much while also paying bills, rent and all of life’s other expenses, but that doesn’t need to mean the end of your dreams of owning your own home, thanks to Government initiatives like the Shared Ownership Scheme.
So, if you’re looking at our Weaver Meadows development of family homes in the scenic heart of the Cheshire Broads in Winsford, this could be exactly what you need to turn this dream into a reality. However, not everyone qualifies for this scheme, so here’s everything you need to know about Shared Ownership at Weaver Meadows:
Our new development in Winsford, Weaver Meadows is a welcoming range of family homes set in an ideal and idyllic location between Rilshaw Meadows and the Winsford Flashes, giving you countryside living with all of the convenience of being part of a thriving and bustling mid-Cheshire town.
Close to Northwich, Middlewich, Nantwich and Chester, Winsford is perfect for commuters by both road and rail, with plenty to see and do in the local area too. And the homes at Weaver Meadows have been built with modern families in mind with stylish lounges and spacious dining areas providing spaces for parents and kids to interact and relax together and apart.
Shared Ownership is a Government-backed scheme open to both first and second-time buyers where you buy between 25% and 75% of the home and pay a small rent on the rest. The immediate benefit is that you don’t need to have saved up as much of a deposit because you’re not getting a mortgage for the whole value of the home, and you’re also able to increase your level of ownership at any time, which is called ‘staircasing’.
For Weaver Meadows, there is a local connection clause from the local authority, a requirement applied where land has been made available specifically for housing to meet the needs of local people. Only people who meet the local connection criteria will be able to take advantage of Shared Ownership at Weaver Meadows.
To qualify, you need to:
The main criteria for qualification for all Shared Ownership properties are as follows:
If you do qualify and want to benefit from this option to find your dream home with us in Winsford, get in touch with us and our Sales Advisor Megan, along with an Independent Financial Advisor, will work with you to determine the level of share you can purchase.
If it turns out that you aren’t able to qualify for Shared Ownership at Weaver Meadows because of the local criteria, we can still help you explore other options like Help to Buy or work together to find you other properties that fit your budget.
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